How to Lower Your Car Payment Without Refinancing

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Car payments can put a significant strain on your monthly budget—especially when other expenses like rent, groceries, and credit card bills start piling up. While auto refinance is often the go-to suggestion for lowering your car loan payments, it’s not always the most practical or accessible solution. If your credit score isn’t where you want […]

How to Get a Car Loan with No Credit

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Quick Answer: Getting a car loan when you have no credit can be difficult, but it is possible. We’ll show you how to get a car loan with no credit so you can get behind the wheel and on the road to building your credit. It starts by understanding what credit is and then working […]

Cars That Last Financially: 5 Best Cars That Hold Their Value

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One of the first things people tell you when you purchase a new car is that it immediately loses value as soon as you drive it off the lot. But this is truer for some vehicles than for others.  Plenty of cars on the market hold their value well, meaning you can get a great […]

Trade In or Sell Your Car? What You Need to Know Before You Decide

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When you’re ready to upgrade to a new car, you might wonder whether it’s better to trade in your old vehicle or sell it outright. The answer depends on several factors, including how much money you need for a down payment, how much time you’re willing to spend on the sale and whether you’re attached […]

What Is a GAP Waiver and Do I Need One?

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Accidents, vandalism, theft — these are all risks that car owners must contend with. If your car can’t be recovered or repaired, you are looking at a total loss claim with your insurance company, something that can create financial strain if you are still paying off your car loan. Fortunately, Guaranteed Asset Protection (GAP) offers […]