Auto Loan Finance
Apply in minutes,
start saving today!
Simple & easy auto loan finance
Our auto-loan solutions
Auto Refinance
We’ve streamlined the lending process from start
to finish. The simplicity of our online application, combined with our
diverse network of lenders makes it easy for us to find the most competitive rates and deliver an offer that works best for you.
New Car Loan
Lease Buyout
There are many reasons to seek a lease payoff. Keep your car at the end of your base term, pay off your lease early, or avoid paying high mileage and other fees. AUTOPAY can help make sure it’s the right decision for you. Let us help you start saving some money.
Tap into our marketplace of
lenders
With our network of lenders, we have solutions for all credit profiles. The simplicity of our online application process combined with our diverse network of lenders makes it easy for us to find the most competitive rates and deliver the offer that works best for you.
How it works
1. Apply in minutes
Ready to save on your car payments? Fill out your application online or over the phone, just enter a few easy details about you and your vehicle and we’ll have you on your way.
2. Confirm your details
We’ll let the numbers speak for themselves. Our network of trusted lending partners compete to deliver you the lowest interest rates available**.
3. Sign & finalize online
Sign your documents with just a few taps from your own mobile device, and you are ready to go.
Provide verifications online with
bank level security
We use 128-bit encryption, the same security major banks use, and would NEVER sell your personal information to third parties. There is no need to visit banks or talk to multiple parties. We handle the whole refinance transaction process.
What Our Customers Are Saying
Posted on Google
Terry0 days agoTrustindex verifies that the original source of the review is Google.
Application was straightforward. Loan specialist kept in contact with utmost professionalism!Posted on Google
Kelly Kramer0 days agoTrustindex verifies that the original source of the review is Google.
The process was easy and pain free! Taylor was excellent!! He explained everything fully and was personable and funny. Overall, it was a great experience!Posted on Google
Kimberly Merrill0 days agoTrustindex verifies that the original source of the review is Google.
The application and approval process was fast and smooth! They were always available to answer any questions. I would highly recommend them!Posted on Google
Joey Bolen0 days agoTrustindex verifies that the original source of the review is Google.
Very helpful and make the process super easy.Posted on Google
Kalie Kham0 days agoTrustindex verifies that the original source of the review is Google.
Patrick is super helpful!! He helped us do everything super quick and easy.Posted on Google
Donald Wenzel1 days agoTrustindex verifies that the original source of the review is Google.
Aaron, my representative did a great job in lowering my interest rate on my car loan. He was very accommodating and very professional.Posted on Google
Zygraile2 days agoTrustindex verifies that the original source of the review is Google.
Taylor was amazing!! The absolute most personalized experience I've had with any type of service, from someone who actually seemed to truly care. I can not praise this man enough, ty so much!!Posted on Google
Krystin Walter2 days agoTrustindex verifies that the original source of the review is Google.
Akmal was such a blessing to work with! He went above and beyond to help us refinance and get us every penny that he could back. We were skeptical but it was truly an exceptional experience. I would recommend him to all my friends and family! He held our hands the whole way!Posted on Google
Hadda Medfouni2 days agoTrustindex verifies that the original source of the review is Google.
A very good experience Megan was excellent in communication and made the loan process smooth and easy . Thanks so muchPosted on Google
Randy Skaggs2 days agoTrustindex verifies that the original source of the review is Google.
They gave professional advise and several options on loans. Closed fast and communication was very good.Posted on Google
Zelda Garcia3 days agoTrustindex verifies that the original source of the review is Google.
Logan was great to work with. Very attentivePosted on Google
Mauricio40FPS3 days agoTrustindex verifies that the original source of the review is Google.
Nice service 👌Posted on Google
David Vasquez3 days agoTrustindex verifies that the original source of the review is Google.
Fantastic job on my auto loan refinance. A great interest rate and the customer service was fantastic.Posted on Google
Gee3 days agoTrustindex verifies that the original source of the review is Google.
Sharon was awesome for helpful and professional will recommendPosted on Google
hongwei wang3 days agoTrustindex verifies that the original source of the review is Google.
Thank you very much for your serious and careful service.Posted on Google
Gunnar G3 days agoTrustindex verifies that the original source of the review is Google.
Mick was very informative throughout the entire process and kept me updated on each step. He was very responsive and friendly!Posted on Google
Quad McClelland3 days agoTrustindex verifies that the original source of the review is Google.
Akmal azlan is the best very performative when it come to clients highly recommend this guy he deserve employee of the year thanks for everythingPosted on Google
Devin Egbert3 days agoTrustindex verifies that the original source of the review is Google.
I had a wonderful experience with Phenix. I submitted an application through Credit Karma and got a phone call within 20 minutes. This was my first time refinancing my car and my first time making a big financial decision all on my own. She made the experience seamless, helped me with all of my questions and concerns, and found me the best loan for my situation. I was able to get a loan that has a maintenance plan on it and it is still a much more affordable option than what I was paying before. Thank you so much to Phenix and AutoPay.Posted on Google
Brian Powell3 days agoTrustindex verifies that the original source of the review is Google.
Very good experiencePosted on Google
Vera Sphar4 days agoTrustindex verifies that the original source of the review is Google.
They are awesome. Great customer service. Cody Sena gets an A+. Thankyou.Posted on Google
Frank Frenette4 days agoTrustindex verifies that the original source of the review is Google.
ExceptionalPosted on Google
Surita Fields4 days agoTrustindex verifies that the original source of the review is Google.
I am using this company for the second time to refi my auto loan, and pleased with both representatives who assisted in the process. Mr. Mike was absolutely amazing to work with.Posted on Google
Edward Lepe5 days agoTrustindex verifies that the original source of the review is Google.
Christopher at Autopay was great to work with. He was diligent, communicative, friendly and effective at helping me refinance my car. Great experience, highly recommend Christopher and Autopay!Posted on Google
Tristan Ballog5 days agoTrustindex verifies that the original source of the review is Google.
I’m impressed by how quick and easy refinancing my vehicle was.Posted on Google
dalton silvey6 days agoTrustindex verifies that the original source of the review is Google.
I dealt with Mike, who was great! Super informative, very thorough in answering all of my questions and explaining every detail. He was also available any time I needed something or had questions. It was a great experience and they gave me a great rate on my refinance and was able to help me match all the parameters I was seeking.Posted on Google
Kachaya Key6 days agoTrustindex verifies that the original source of the review is Google.
Smooth transition, very clear communication, and great customer service.Posted on Google
Teri Neil6 days agoTrustindex verifies that the original source of the review is Google.
Ryan was very helpful throughout the process. I would definitely recommend working with this company.Posted on Google
Teresa Salazar10 days agoTrustindex verifies that the original source of the review is Google.
Very professional. I recommend them. Personally, they helped me a lot.Posted on Google
Khoa Nguyen11 days agoTrustindex verifies that the original source of the review is Google.
Mick was attentive and fast. We were able to get exactly what I needed in this refi .Posted on Google
Ryan Reeves13 days agoTrustindex verifies that the original source of the review is Google.
I had a great experience with AutoPay! I was looking to get out of my old loan with Santander because, even though I could afford the payments, it was causing me a lot of unnecessary financial stress. I knew it was time for a change, and AutoPay made the whole process easy and helped me switch to a different lender. A huge shoutout to Taylor for helping me through everything and making sure I got a deal I was happy with. He was a big help throughout the process, and I really appreciate the time and effort he put into helping me find a better option. I’m glad I made the switch and couldn’t be happier with how everything turned out. If you’re thinking about refinancing your auto loan, I definitely recommend giving AutoPay a try!Posted on Google
James Blood14 days agoTrustindex verifies that the original source of the review is Google.
I worked with Melanie on our car refinance. She made the process easy and she was very professional. I highly recommend Autopay and Melanie to anyone looking to refinance their vehicle loan.Posted on Google
Johanna DiBlasi17 days agoTrustindex verifies that the original source of the review is Google.
I had a very good experience, everything went smooth and I was able to accomplish what I wanted. Thank youPosted on Google
Larry Garrison18 days agoTrustindex verifies that the original source of the review is Google.
This was a very positive experience Taylor, who assisted us was very understanding professional made the experience enjoyable I would recommend this company to anybody I know when trying to refinance a car seamless easy and quickPosted on Google
Shelly Shields18 days agoTrustindex verifies that the original source of the review is Google.
Taylor Dehn was my Fiancé’s loan specialist helping him with a refi on his truck. Taylor was absolutely amazing throughout the process and we appreciated everything he did to help guide us through it all start to finish. We HIGHLY recommend them and will absolutely use them and Taylor for future loan needs. Thanks again Taylor! You’re the BEST!Posted on Google
Stephanie B.18 days agoTrustindex verifies that the original source of the review is Google.
Coming into this experience I was very hesitant because I didn’t know if this was a real opportunity. Then I met Robert Olson via phone and messages and he assured me that he can help me. He was very patient with me and walked me through every step of the way. If I didn’t have him working with me I may have opted out but I didn’t. Thank you, Robert for such a great experience.Posted on Google
amber diesta19 days agoTrustindex verifies that the original source of the review is Google.
⭐⭐⭐⭐⭐ We had such a great experience working with Ryan and Rachel while refinancing our car! Ryan was incredibly helpful, patient, and accommodating throughout the process, making sure our monthly payment was within our budget and that our payment date worked with our schedule. When Ryan was off, Rachel was also there to help us and made sure we were taken care of. We truly appreciate how both of them listened to our needs, respected our wishes, and went above and beyond to make everything work for us. The entire experience was smooth and stress-free, and we felt supported every step of the way. Thank you, Ryan and Rachel, for your excellent customer service and for making this such a positive experience! We highly recommend them to anyone looking to refinance their vehicle!Posted on Google
Shanti Guerrero20 days agoTrustindex verifies that the original source of the review is Google.
Taniessa was incredible to work with. She made the refinance process go so smoothly and had exceptional communication along the way. I never had to wonder how much longer it would be or what to expect because she was always transparent & proactive about every step. I would highly recommend AutoPay and Taniessa specifically if you’re seeking a positive & professional experience and an incomparable refinance outcome.Posted on Google
Bakhtiyor Lalbekov20 days agoTrustindex verifies that the original source of the review is Google.
I had a very positive experience working with AUTOPAY on my auto loan refinancing. The team was professional, helpful, and patient with my questions. I especially appreciated their assistance with the paperwork and their efforts to guide me through the process. Thank you to everyone who worked on my case. I would gladly recommend AUTOPAY to anyone considering refinancing their vehicle!Posted on Google
Jim Raffaele20 days agoTrustindex verifies that the original source of the review is Google.
I had a very pleasant experience dealing with AutoPay and their representative Mick, who was very helpful with every step of my auto re-financing process, I highly recommend the use of AutoPay and their representative Mick. Outstanding representation.and A+ satisfaction.Posted on Google
Mike Barnhart22 days agoTrustindex verifies that the original source of the review is Google.
They made a difficult process easy!Posted on Google
Dale Suppes22 days agoTrustindex verifies that the original source of the review is Google.
Very nice and understanding, and kept me informedPosted on Google
ccdub24 days agoTrustindex verifies that the original source of the review is Google.
Jackson was very kind and very respectful and guide me all the way through to complete my form. She saved me a lot of money and Save me from a lie from a different bank.Posted on Google
Charles Dingas25 days agoTrustindex verifies that the original source of the review is Google.
Very friendly and was very quick to respondPosted on Google
Nat A25 days agoTrustindex verifies that the original source of the review is Google.
Kristofer was fantastic to work with! Easy to contact, quick to respond, professional and friendly. He made this process painless and easy. Thanks Kristofer!Posted on Google
Karrie Yount25 days agoTrustindex verifies that the original source of the review is Google.
Very easy process refinancing my vehicle. Rebecca was very thorough with her explanations. She was also quick to respond to all questions.Posted on Google
Travis Williamson26 days agoTrustindex verifies that the original source of the review is Google.
Been working directly with Jelani on an auto Refi and I would hire this guy to work at my business. My schedule has been insane, he has been incredibly patient with that and also very punctual and professional. I haven't worked with anyone else here and haven't asked if you can request a certain individual but if you could I would highly recommend him.Posted on Google
David White28 days agoTrustindex verifies that the original source of the review is Google.
Auto pay is my second time using them .for my vehicle refinance .need to refinance.these guys are the one to used. They treat you like a person.Posted on Google
Teresa Miller28 days agoTrustindex verifies that the original source of the review is Google.
Ryan with Autopay was extremely helpful.Load more
We’re here to help!
We provide our customers with solutions that improve their financial situation. If you’re in the market for a new or used car, we can help you get the rate you deserve. If you already have an auto loan, we could help you find a better rate that lowers your payment.