Get Rates

* This will not affect your credit score.

Our marketplace of lenders will ensure you get the lowest rate available for your auto loan.

Have your loan solidified prior to going to the dealership to save you time and money.

Already have an auto loan? Do you have the best rate?

In just a few minutes, you can probably improve your payment.

Get Rates

Auto Refinancing

RATES AS LOW AS 1.49%. Deserve a lower interest rate on your auto loan? Ready to lower your monthly payments? AUTOPAY can help with that. We have an easy process and access to fantastic rates – you just need to apply.

Refinance Now

Buy a Car

Find your rate. When it comes to financing a new or used car, it’s important to remember your options. With AUTOPAY you’ll be able to find a great rate while avoiding the headaches that often come with a vehicle purchase.

Buy a Car Now


AUTOPAY is a lender marketplace specializing in auto refinance and new purchase finance. We partner with trusted credit unions, banks and lending institutions across the country to offer our customers the most competitive rates and terms available. Our online process and auto finance expertise make getting a loan fast, easy, and transparent.

At AUTOPAY our mission is to provide our customers with solutions that improve their financial situation. Let us work for you today!

Learn More

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Why Work With Us

The car you want, the rate you deserve

You aren’t going to be hassled and pushed to buy a car when you seek financing through AUTOPAY. We’re car financing experts working to find you the best possible car loan terms and help you through the process. This way, you get to focus on finding the perfect car, or refinance one you already own.

Save Money

Whether you are planning on refinancing an existing car loan or buying a new or used car, AUTOPAY can save you money. When it comes to refinancing, AUTOPAY customers average savings of over $1000 each year and lower their APR by over 50%; a remarkable drop! For standard auto loans, we have many partners and are able to find fantastic rates.

Save Time

AUTOPAY helps to streamline the car buying process while putting the power in the hands of our customers. When you show up to the dealership with financing already in place, you’ve got the confidence to get the car you deserve for the best price possible. Getting a loan through AUTOPAY is fast, easy, and reliable!

Something for Everyone

Taking an active role in your personal finances is a big step towards financial freedom. Sometimes things can be difficult when you aren’t given access to credit terms that you truly deserve. At AUTOPAY, we believe in helping those who wish to have a positive impact on their financial futures. That’s why we work with people at all levels of the credit spectrum.

Virtual F&I

At AUTOPAY, We do more than find you the perfect lender for your car loan or refinance. We also function as your virtual Finance & Insurance office, making sure that your best interests are protected. Navigating the process of closing on a new loan can be intimidating and time consuming. Let’s us step in and guide you along the way – we’ll be there from start to finish.

"The whole process was simple and easy to complete. I would recommend AUTOPAY to anyone looking for financing!"

- Brandon (Lake City, FL)