Refinance Your Car and Start Saving Money Today

Monthly Savings

$ 165

On average, we’re able to save customers $165/mo ($1,983/yr)

Interest Rates

67 %
Lower Rates

On average, we’re able to cut rates in half (i.e. 15.76% to 6.77% interest rate)

*Based on actual AUTOPAY direct mail refinances between 11/2015 and 2/2016

Your Kind of Loan

We Care About Fair
You deserve the best rates and terms around. And, we’re really good at finding them. There’s no hassles or shenanigans here. If we can’t match a lender’s offer, we’ll happily salute you (Congrats!) and woo them into our network so others can win.

Save Your Cash
You work hard for your money. We help it go farther. Our refinance customers tend to save over $1,000 per year (and lower their APR by 50%). Plus, our lender marketplace makes it easy for us to find extremely competitive rates on fresh loans!

Time Saving Goodness
Your time is precious. That’s why we’ve streamlined the auto lending process from start to finish. We put a little extra lending power in your hands. So you can close with confidence, faster.

Credit Score Friendly
Life happens. Not everyone has perfect credit but we know how important an auto loan can be for financial freedom (and mobility). That’s why we work with people aross the credit spectrum to find fair rates.

A Great Experience
It’s time auto loans got an upgrade. We combine the speed, intelligence, and simplicity of our online system with savvy Loan Champions who help you navigate the lending process like a pro. Honestly, it’s the way lending should be.

Types of Refinancing

"The whole process was simple and very easy to complete. I would recommend AUTOPAY to anyone looking for financing!"

- Brandon (Lake City, FL)