Refinance Your Car and Start Saving Money Today

Interest rates

Monthly Savings




Lower Interest

On average, we’re able to cut rates in half (i.e. 15.76% to 6.77% interest rate)

On average, we’re able to save customers $165/mo ($1,983/yr)

*Based on actual AUTOPAY direct mail refinances between 11/2015 and 2/2016


Thinking of refinancing? Enter your current loan payoff amount, remaining term, current APR, and what new loan terms you're looking for to see your estimated savings.

Current loan


Refi loan


Your estimated savings

at rates as low as %

Your kind of loan

We Care About Fair
You deserve the best rates and terms around. And, we’re really good at finding them. There’s no hassles or shenanigans here. If we can’t match a lender’s offer, we’ll happily salute you (Congrats!) and woo them into our network so others can win.

Save Your Cash
You work hard for your money. We help it go farther. Our refinance customers tend to save over $1,000 per year (and lower their APR by 50%). Plus, our lender marketplace makes it easy for us to find extremely competitive rates on fresh loans!

Time Saving Goodness
Your time is precious. That’s why we’ve streamlined the auto lending process from start to finish. We put a little extra lending power in your hands. So you can close with confidence, faster.

Credit Score Friendly
Life happens. Not everyone has perfect credit but we know how important an auto loan can be for financial freedom (and mobility). That’s why we work with people aross the credit spectrum to find fair rates.

A Great Experience
It’s time auto loans got an upgrade. We combine the speed, intelligence, and simplicity of our online system with savvy Loan Champions who help you navigate the lending process like a pro. Honestly, it’s the way lending should be.

Types of Refinancing

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Traditional Refinancing

With car loan refinancing from AUTOPAY you could:

  • Substantially reduce monthly payments
  • Drop your interest rate
  • Find a lender more suited to your needs
  • Shorten the length of your loan

Cash Back Refinancing

With AUTOPAY's cash back refinancing you could:

  • Get as much as $12,000 cash back
  • Use funds to pay high interest obligations
  • Afford a vacation or large purchase

Lease Payoff Refinancing

With lease payoff refinancing you could:

  • Keep your car at the end of your base term
  • Pay off your lease early
  • Avoid paying high mileage and other fees


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